How to pay electricity bill online in Delhi?

As easy as step 1-2-3 it is to pay BSES electricity bill online in Delhi. Electricity service provider in Delhi is majorly managed by two entities; BSES Yamuna Power Limited (BYPL) and BSES Rajdhani Power Limited (BRPL). In either of the cases, the procedure to pay electricity bill online in Delhi is the same.

All you need to have is a credit card or a net banking account to make the electricity bill payment online. Also, you need to know your CA. No (Contract Account Number) which appears on the extreme right hand side of the BSES electric bill. Generally, you should make the BSES electricity bill payment online 2 to 3 days before the due date, to avoid any late charges, however, it is still ok to make the electricity bill payment 1 day before the due date. It works for me!

Follow the easy steps to pay electricity bill online in Delhi if your Electricity service provider is BSES:

Step 1) Visit the BSES payment link.

Step 2) Hover mouse on payment option tab (below ‘welcome to BSES’ tab), on your right drop menu appears, select and click 2^nd option which says ‘Credit card/ Net banking’.

Step 2, Hover mouse and select 'Credit card/ Net banking' will take you to the next step

Step 3) Click on ‘Pay now’ marked in red colour

Step 4) Enter your CA no. in the white box.

Step 4, Enetr C.A no

Step 5) Information appears, check your address and name of the person registered, from the drop down menu, choose payment option and hit ‘pay now’ button

Step 5, check address, name on bill, choose payment option and again hit 'Pay now'

Step 6) Follow online payment instruction whatever your bank has till the end.

Step 7) Once you make the electricity bill payment online, you will receive a confirmation receipt online, take a screen shot or take a print out copy of the bill payment receipt for records.

Cheers!

How to use Airtel money on mobile to pay your bills?

As easy as Step 1-2-3 it is to use Airtel money on mobile to pay your phone bills or book movie tickets or railway tickets or even to recharge your girlfriends balance :-). This facility has been facilitated across 300 major cities in India. The edge over advantage of this facility is that the usage of Airtel money on mobile operates without 2G or 3G mobile internet services. That’s right! No mobile internet services is required to use any of the facilities whatsoever listed the main menu below.

Now, the guide or steps on How to use Airtel money on mobile is from my personal experience and knowledge, if any step or guide conflicts with the procedure, please feel free to educate me on the same;  How to use Airtel money on mobile - considering that you have already registered for Airtel Money account and some cash loaded in your account and having your M-PIN created; all you need to do is follow the easy steps below -

Step 1: Dial *400# (from your registered phone)

This will appear – “Use airtel money & get upto 50% (max rs 100) cash back on booking movies through book my show.  Select option 6 from main menu. Terms and conditions apply” wait for few seconds to disappear itself….

… then…

…main menu will pop up, with the lists of options below;

1 Register

2 Pay phone & DTH

3 Send / withdraw money

4 Pay bills & buy

5 Pay shop

6 Book ticket

7 My account

8 change language & etc.

Let’s suppose, you want to pay your Airtel post paid phone bill, you have to opt for option number ‘2’ from the list above, and type the number ‘2’ digit on your phone screen and ‘send’

Step 2: Sub menu list will pop up like

1) Airtel prepaid

2) Airtel postpaid

3) Aairtel fixed line

4) Airtel digital TV

5) other prepaid recharge etc

You have to opt for option number ‘2’ again from the list above to make your Airtel Post paid phone bill payment; type the number ‘2’ digit on your phone screen and reply ‘send’ (and just follow onscreen instructions as per your requirement)

Step 3: Choose option ‘2’ now which says’ payphone’,  type the number ‘2’ digit on your phone screen and reply ‘send’

Step 4: Choose option 2 which again, which says ‘Airtel postpaid’ , type the number ‘2’ digit on your phone & send

Step 5: Choose option 1 now, which says ‘Pay self’

Step 6: Enter amount  for your outstanding bill (follow onscreen instructions)

Step 7: Enter your four digit M-PIN

DONE, that’s it!! :-)

YOU WILL RECEIVE A CONFIRMATION SMS ON YOUR PHONE ABOUT THE PAYMENT!

Features and benefits of LIC Jeevan Anand 2013

One of the best LIC plans in India is  LIC Jeevan Anand (T. No. 149) which is a combination of endowment cum whole life policy plan; it provides financial protection against death throughout the lifetime or the selected term (extended term), with the provision of lump sum payment at the end of the selected term in case of his survival. Meaning, if the Insured survives the extended term or selected term (generally 65 to 70 years from the date of purchasing the policy), the insured receives Sum Assured along with the vested bonuses in lump sum, thereafter, an additional Sum Assured is payable on death. One could benefit three Sum assured amount's in entirety but conditionally, i,e, Sum assured on policy maturity, Sum assured if you survive to the end of the selected term, and thereafter an additional Sum Assured payable against your death. There could be three instances pertaining to Death benefits, find it below.

 Death benefits: (Accidental death and Normal death are two different things here I guess)

1) Death benefit during (Policy Term) or before the Premium Paying Term (PPT), The Sum Assured + accrued Bonus is paid to the Nominee and the policy would terminate.

2) Death benefit after the PPT, during the extended policy term (selected term), only Sum Assured is paid as Death Benefit to the Nominee.

3) Benefits in case of survival to the end of selected term, the insured receives sum assured and vested bonus as lump sum amount for the same, and thereafter an additional (double) Sum Assured is payable on death.

In this example, Sum assured is 5 Lakhs, Plan - Jeevan Anand, Policy term & Premium Payment Term (PPT) is 21 years, which means Year of Maturity is year 2032, extended policy term is 65 years (from the date of the purchase of this policy) during which the Insured is covered for life against death, for the same (Sum assured) amount of 5 Lakhs. 

Maturity benefit of this plan: At the maturity of the policy, the insured will get Sum Assured + accrued Bonus + Final Addition Bonus (FAB).

Income Tax Benefit – Premiums paid under life insurance policy are exempted from tax under Section 80 C and maturity proceeds are exempted from tax under Section 10 (10D)

Premium: Premiums are payable yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the selected term of the policy or till earlier death.

Surrender Value: Yes, buying a life insurance contract is a long-term commitment. However, surrender values are available on the plan on earlier termination of the contract.

Guaranteed Surrender Value: Yes, The policy may be surrendered after it has been in force for 3 years or more.  The guaranteed surrender value is 30% of the basic premiums paid excluding the first year’s premium. Any extra premium(s) paid and premium(s) towards Accident Benefit are also excluded

You want a loan against your policy – Loan facility is available under this policy

EXTRA BENEFIT:

Accidental Death benefit: An additional (double) Sum Assured is paid if death is due to accident till 70 years of age.

Disability benefit: In case of permanent disability of the life assured/Insured due to accident, additional Sum assured (Double) is payable in installments to you.

    Illustration guide

Sum Assured (in Rs.)	1,00,000	No Limit
Policy Term (in years)	5	57
Premium Payment Term (in years)	5	57
Entry Age of Policyholder	18	65
Age at Maturity	-	75
Single Premium (in Rs.)	NA	NA
Payment modes	Yearly, Half-yearly, Quarterly, Monthly and SSS

Note: The above is the product summary giving the key features of the plan.  This is for illustrative purpose only.  This does not represent a contract and for details please refer to your policy document